Personal Financial Planning, B.S.
Visit the Finance and Economics Department page for more information on the program and access to advising.
Program Description
The WSB Bachelor of Science in Personal Financial Planning (PFP) prepares graduates with the courses necessary to meet educational requirements to sit for the Certified Financial Planning Board of Standards, Inc. accreditation process. It is intended to prepare students to become fee-for-service professional planners with strong ethical standards who work with families and individuals developing specific budget, asset management, and related planning processes.
Matriculation Requirements
| Code | Title | Credit Hours |
|---|---|---|
| Total Credit Hours | 18 | |
| Business Foundation Matriculation Courses | 18 Credits | |
| ACC 2110 | Principles of Accounting I | 3 |
| Complete one of the following: | ||
My Educator 1 | ||
| Business Computer Proficiency (3) 1 | ||
| Spreadsheet Applications (3) 1 | ||
| MGMT 2400 | Data Analytics for Business | 3 |
| MGMT 2240 | Business Quantitative Analysis | 3 |
| MGMT 2340 | Business Statistics I | 3 |
| or STAT 2040 | Principles of Statistics | |
| MKTG 2200G | Written Business Communication 2 | 3 |
| ECON 2010 | Principles of Economics I | 3 |
Program Requirements
| Code | Title | Credit Hours |
|---|---|---|
| Total Credit Hours | 120 | |
| General Education Requirements | 30 Credits | |
| ENGL 1010 | Introduction to Academic Writing | 3 |
| or ENGH 1005 | Literacies and Composition Across Contexts | |
| ENGL 2010 | Intermediate Academic Writing | 3 |
| Complete one of the following: | 3 | |
| College Algebra (4) | ||
| College Algebra with Preliminaries (5) | ||
| College Algebra for Business (3) | ||
| Complete one of the following: | 3 | |
| US History to 1877 and US History since 1877 (6) | ||
| American History (3) | ||
| American History (3) | ||
| US Economic History (3) | ||
| American Heritage (3) | ||
| American National Government (3) | ||
| Distribution Courses: | ||
| Biology | 3 | |
| Physical Science | 3 | |
| Social Science | 3 | |
| Personal, Professional, and Civic Growth | 3 | |
| Humanities | 3 | |
| Fine Arts | 3 | |
| Discipline Core Requirements | 73 Credits | |
| Matriculation Courses | ||
| ACC 2110 | Principles of Accounting I | 3 |
| Complete one of the following: | ||
My Educator 1 | ||
| Business Computer Proficiency (3) 1 | ||
| Spreadsheet Applications (3) 1 | ||
| ECON 2010 | Principles of Economics I | 3 |
| MGMT 2400 | Data Analytics for Business | 3 |
| MGMT 2240 | Business Quantitative Analysis | 3 |
| MGMT 2340 | Business Statistics I | 3 |
| or STAT 2040 | Principles of Statistics | |
| MKTG 2200G | Written Business Communication 2 | 3 |
| Business Core Courses | ||
| FIN 3100 | Principles of Finance | 3 |
| MKTG 3600 | Principles of Marketing | 3 |
| MGMT 3000 | Organizational Behavior | 3 |
| MGMT 3450 | Operations Management | 3 |
| MGMT 4860 | Business Strategy Formulation and Implementation | 3 |
| ECON 3050G | International Economics | 3 |
| or MGMT 3300G | Survey of International Business | |
| or MGMT 3320G | Cross Cultural Communications for International Business | |
| MKTG 2390 | Professional Business Presentations | 3 |
| Personal Financial Planning Core Requirements | ||
| FIN 3060 | Introduction to the PFP Profession | 3 |
| FIN 3200 | Financial Counseling | 3 |
| FIN 3220 | Risk Management and Insurance | 3 |
| FIN 3400 | Investment Management | 3 |
| FIN 4270 | Wealth Management Seminar | 3 |
| FIN 4290 | Technological Applications in Personal Financial Planning | 3 |
| FIN 5210 | Retirement Planning | 3 |
| FIN 5260 | Estate Planning Fundamentals | 3 |
| FIN 5300 | Tax Planning for Personal Financial Planners | 3 |
| FIN 5800 | Wealth Management and Financial Planning Capstone | 3 |
| FIN 4830R | Colloquium in PFP Professionalism | 1 |
| Personal Financial Planning Elective Requirements | ||
| Complete 3 semester credit hours from the following courses: | 3 | |
| Personal Financial Planning Internship (3) | ||
| Financial Counseling Practicum (3) | ||
Other upper division courses as approved by the Department Chair | ||
| Elective Requirements | 17 Credits | |
| Complete 17 semester credit hours of any course numbered 1000 or higher | 17 | |
Students are strongly encouraged to select from the following courses: | ||
| Financial Statement Analysis (3) | ||
| Applied Asset Diversification and Management (3) | ||
| AFC Examination Preparation (3) | ||
| Advanced Topics in Finance (3) (Adv Tops FIN SIE Series 7) | ||
| CFP Examination Preparation (3) | ||
| Special Topics (0.5-3) (Real Financial Advisor) | ||
| Professional Selling (3) | ||
Students are also encouraged to consider the following business courses: | ||
| Intermediate Accounting I (3) | ||
| Intermediate Accounting II (3) | ||
| Accounting Information Systems (3) | ||
| Intermediate Macroeconomics (3) | ||
| Money and Banking (3) | ||
| Behavioral Economics (3) | ||
| International Economics (3) | ||
| Economic Modeling and Data Analytics (3) | ||
| Health Economics (3) | ||
| Analysis of Financial Institutions and Markets (3) | ||
| New Venture Financing (3) | ||
| Introduction to Venture Capital Skills (3) | ||
| Wolverine Fund (3) | ||
| Foundations of Risk Management and Insurance (3) | ||
| Enterprise Risk Management (3) | ||
| Business Law for Insurance Professionals (3) | ||
| Commercial Property Risk Management and Insurance (3) | ||
| Commercial Liability Risk Management and Insurance (3) | ||
| Portfolio Management (3) | ||
| Derivative Securities (3) | ||
| International Finance Management (3) | ||
| Real Estate Investment and Securities (3) | ||
| Advanced Topics in Finance (3) | ||
| Financial Statement Analysis and Modeling (3) | ||
| CFA Examination Preparation (3) | ||
| Investment Products (3) | ||
| Financial Markets (3) | ||
Students are also encouraged to consider the following courses: | ||
| General Psychology (3) | ||
| Psychology of Interpersonal Relationships (undefined) | ||
| Introduction to Counseling and Psychotherapy (3) | ||
| Interpersonal Communication (3) | ||
| Motivation and Emotion (3) | ||
| Personality Theory (3) | ||
| Intro to Sociology (undefined) | ||
| Social Psychology (3) | ||
| Sociology of Aging (3) | ||
| Social Change (3) | ||
| Foundations of Computer Science (3) | ||
| Fundamentals of Programming (3) | ||
| Marriage and Relationship Skills (3) | ||
| Human Development Life Span (3) | ||
| Contemporary Family Relation (3) | ||
| Ethics for Family Interventions (3) | ||
| Adult Development and Aging (3) | ||
| Public Speaking (3) | ||
| Introduction to Communication (3) | ||
| Introduction to Mass Communication (3) | ||
| Introduction to Gender and Communication (3) | ||
| Small Group Communication and Decision Making (3) | ||
| Fundamentals of Mediation and Negotiation (3) | ||
| Communication and Conflict (3) | ||
Graduation Requirements
- Completion of a minimum of 120 semester credits required in the BS degree; at least 40 credit hours must be upper-division courses.
- Overall grade point average 2.0 or above with a minimum of 2.5 GPA in all Woodbury School of Business courses. No grade lower than a "C-" in core and specialization courses.
- Residency hours: Minimum of 30 credit hours of business courses through course attendance at UVU, with at least 10 hours earned in the last 45 hours.
- Completion of GE and specified departmental requirements. Students are responsible for completing all prerequisite courses.
- Successful completion of at least one Global/Intercultural course.
- Successful completion of at least two Writing Enriched courses.
NOTE: Students will be limited to 9 hours of upper-division credit until matriculation into Woodbury School is completed.
Graduation Plan
This graduation plan is a sample plan and is intended to be a guide. Your specific plan may differ based on your Math and English placement and/or transfer credits applied. You are encouraged to meet with an advisor and set up an individualized graduation plan in Wolverine Track.
| First Year | ||
|---|---|---|
| Semester 1 | Credit Hours | |
| ENGL 1010 or ENGH 1005 | Introduction to Academic Writing or Literacies and Composition Across Contexts | 3 |
| MATH 1050 | College Algebra or College Algebra with Preliminaries or College Algebra for Business | 3 |
| Physical Science | 3 | |
| American Institution | 3 | |
| General Elective | 3 | |
| Credit Hours | 15 | |
| Semester 2 | ||
| ENGL 2010 | Intermediate Academic Writing | 3 |
| MGMT 2240 | Business Quantitative Analysis | 3 |
| ECON 2010 | Principles of Economics I | 3 |
| Humanities | 3 | |
| Fine Arts | 3 | |
| Credit Hours | 15 | |
| Second Year | ||
| Semester 3 | ||
| ACC 2110 | Principles of Accounting I | 3 |
| MGMT 2400 | Data Analytics for Business | 3 |
| MGMT 2340 | Business Statistics I | 3 |
| FIN 3060 | Introduction to the PFP Profession | 3 |
| Social Science | 3 | |
| FIN 4830R | Colloquium in PFP Professionalism | 1 |
| Credit Hours | 16 | |
| Semester 4 | ||
| MKTG 3600 | Principles of Marketing | 3 |
| My Educator or IM 2010 or IM 2600* | ||
| FIN 3200 | Financial Counseling | 3 |
| MKTG 2200G | Written Business Communication ** | 3 |
| Biology | 3 | |
| Personal, Professional, and Civic Growth | 3 | |
| *Students will be required to complete My Educator with a score of 80 percent or higher or complete the IM 2010 or 2600 course with a score of 80 percent or higher. Course could count for 2 credit of General Elective. | ||
| Notes: **Complete with a B- grade or higher | ||
| Credit Hours | 15 | |
| Third Year | ||
| Semester 5 | ||
| FIN 3100 | Principles of Finance | 3 |
| FIN Elective (FIN 4200 suggested) | 3 | |
| FIN 4290 | Technological Applications in Personal Financial Planning | 3 |
| MGMT 3000 | Organizational Behavior | 3 |
| MGMT 3450 | Operations Management | 3 |
| Credit Hours | 15 | |
| Semester 6 | ||
| FIN 3220 | Risk Management and Insurance | 3 |
| FIN 3400 | Investment Management | 3 |
| FIN 4270 | Wealth Management Seminar | 3 |
| FIN 5210 | Retirement Planning | 3 |
| FIN Elective (FIN 4570R suggested) | 3 | |
| Credit Hours | 15 | |
| Fourth Year | ||
| Semester 7 | ||
| ECON 3050G | International Economics or Survey of International Business or Cross Cultural Communications for International Business | 3 |
| FIN 4810R | Personal Financial Planning Internship | 3 |
| FIN 5260 | Estate Planning Fundamentals | 3 |
| FIN 5300 | Tax Planning for Personal Financial Planners | 3 |
| General Elective (from list) | 3 | |
| Credit Hours | 15 | |
| Semester 8 | ||
| MKTG 2390 | Professional Business Presentations | 3 |
| MGMT 4860 | Business Strategy Formulation and Implementation | 3 |
| General Elective | 2 | |
| FIN Elective (FIN 5700 suggested) | 3 | |
| FIN 5800 | Wealth Management and Financial Planning Capstone | 3 |
| Credit Hours | 14 | |
| Total Credit Hours | 120 | |
Program Learning Outcomes
- Apply ethical and fiduciary standards in a financial planning situation.
- Evaluate a client’s financial situation and develop sound financial planning recommendations.
- Calculate present and future values, interest rate, payment and number of payments of a client’s financial goal.
- Analyze a client's investments based on a client's unique financial situation.
- Create a comprehensive written financial plan for a client that is professional and integrates all aspects of their financial situation.
- Present client recommendations in an interactive and professional oral presentation.
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