Personal Financial Planning, B.S.
The WSB Bachelor of Science in Personal Financial Planning (PFP) prepares graduates with the courses necessary to meet educational requirements to sit for the Certified Financial Planning Board of Standards, Inc. accreditation process. It is intended to prepare students to become fee-for-service professional planners with strong ethical standards who work with families and individuals developing specific budget, asset management, and related planning processes.
Matriculation Requirements
| Code | Title | Credit Hours |
|---|---|---|
| Business Foundation Courses: Matriculation | ||
| ACC 2110 | Principles of Accounting I | 3 |
| Complete one of the following three computer proficiency choices: | ||
My Educator 1 | ||
| Business Computer Proficiency 1 | ||
| Spreadsheet Applications 1 | ||
| ECON 2010 | Principles of Economics I SS | 3 |
| MGMT 2240 | Business Quantitative Analysis | 3 |
| MGMT 2340 | Business Statistics I | 3 |
| MKTG 220G | Written Business Communication GI WE | 3 |
Program Requirements
| Code | Title | Credit Hours |
|---|---|---|
| Total Credit Hours | 120 | |
| General Education Requirements | 35 Credits | |
| ENGL 1010 | Introduction to Academic Writing CC | 3 |
| or ENGH 1005 | Literacies and Composition Across Contexts CC | |
| ENGL 2010 | Intermediate Academic Writing CC | 3 |
| Complete one of the following: | 3 | |
| College Algebra QL (4) | ||
or MATH 1055 | College Algebra with Preliminaries QL | |
or MATH 1090 | College Algebra for Business QL | |
| Complete one of the following: | 3 | |
| US History to 1877 AS and US History since 1877 AS (6) | ||
| American Civilization AS (3) | ||
| American Civilization AS (3) | ||
| US Economic History AS (3) | ||
| American Heritage AS (3) | ||
| American National Government AS (3) | ||
| Complete the following: | ||
| PHIL 2050 | Ethics and Values IH | 3 |
| HLTH 1100 | Personal Health and Wellness TE | 2 |
| or EXSC 1097 | Fitness for Life TE | |
| Distribution Courses: | ||
| ECON 2010 | Principles of Economics I SS | 3 |
| Biology | 3 | |
| Physical Science | 3 | |
| Additional Biology or Physical Science | 3 | |
| Humanities | 3 | |
| Fine Arts | 3 | |
| Discipline Core Requirements | 70 Credits | |
| Business Foundation Courses: | ||
| ACC 2110 | Principles of Accounting I | 3 |
| Complete one of the following: | ||
My Educator 1 | ||
| Business Computer Proficiency (3) 1 | ||
| Spreadsheet Applications (3) 1 | ||
| MGMT 2400 | Data Analytics for Business | 3 |
| MGMT 2240 | Business Quantitative Analysis | 3 |
| MGMT 2340 | Business Statistics I | 3 |
| MKTG 220G | Written Business Communication GI WE 2 | 3 |
| Business Core Courses: | ||
| MKTG 2390 | Professional Business Presentations | 3 |
| MGMT 3000 | Organizational Behavior WE | 3 |
| FIN 3100 | Principles of Finance | 3 |
| ECON 305G | International Economics GI | 3 |
| or MGMT 330G | Survey of International Business GI | |
| or MGMT 332G | Cross Cultural Communications for International Business GI | |
| MGMT 3450 | Operations Management | 3 |
| MKTG 3600 | Principles of Marketing | 3 |
| MGMT 4860 | Business Strategy Formulation and Implementation | 3 |
| Personal Financial Planning Core Requirements: | ||
| FIN 3060 | Introduction to the PFP Profession | 3 |
| FIN 3200 | Financial Counseling | 3 |
| FIN 3220 | Risk Management and Insurance | 3 |
| FIN 3400 | Investment Management | 3 |
| FIN 4270 | Wealth Management Seminar | 3 |
| FIN 4290 | Technological Applications in Personal Financial Planning | 3 |
| FIN 5210 | Retirement Planning | 3 |
| FIN 5260 | Estate Planning Fundamentals | 3 |
| FIN 5300 | Tax Planning for Personal Financial Planners | 3 |
| FIN 5800 | Personal Financial Planning Capstone | 3 |
| FIN 481R | Personal Financial Planning Internship (2-8) (for a maximum of 3 credits) | 3 |
| FIN 483R | Colloquium in PFP Professionalism | 1 |
| Elective Requirements | 15 Credits | |
| Choose nine (9) semester credit hours from the following courses: | 9 | |
Students are strongly encouraged to select from the following courses: | ||
| Financial Statement Analysis (3) | ||
| Applied Asset Diversification and Management (3) | ||
| Financial Counseling Practicum (3) | ||
| AFC Examination Preparation (3) | ||
| Advanced Topics in Finance (3) (Adv Tops FIN SIE Series 7) | ||
| CFP Examination Preparation (3) | ||
| Special Topics (0.5-3) (Real Financial Advisor) | ||
| Professional Selling (3) | ||
Additional elective courses: | ||
| Intermediate Accounting I (3) | ||
| Intermediate Accounting II (3) | ||
| Accounting Information Systems (3) | ||
| Intermediate Macroeconomics (3) | ||
| Money and Banking (3) | ||
| Behavioral Economics (3) | ||
| International Economics GI (3) | ||
| Economic Modeling and Data Analytics (3) | ||
| Health Economics (3) | ||
| Analysis of Financial Institutions and Markets (3) | ||
| New Venture Financing (3) | ||
| Introduction to Venture Capital Skills (3) | ||
| Wolverine Fund (3) | ||
| Enterprise Risk Management (3) | ||
| Foundations of Risk Management and Insurance (3) | ||
| Business Law for Insurance Professionals (3) | ||
| Commercial Property Risk Management and Insurance (3) | ||
| Commercial Liability Risk Management and Insurance (3) | ||
| Portfolio Management (3) | ||
| Derivative Securities (3) | ||
| International Finance Management (3) | ||
| Real Estate Investment and Securities (3) | ||
| Advanced Topics in Finance (3) | ||
| Financial Statement Analysis and Modeling (3) | ||
| CFA Examination Preparation (3) | ||
| Investment Products (3) | ||
| Financial Markets (3) | ||
| Special Topics (0.5-3) | ||
Other upper division courses as approved by the Department Chair | ||
| Choose six (6) semester credit hours of any course numbered 1000 or higher | 6 | |
Students are strongly encouraged to select from the following courses (in addition to any of the above listed elective courses): | ||
| General Psychology SS (3) | ||
| Psychology of Interpersonal Relationships (3) | ||
| Introduction to Counseling and Psychotherapy (3) | ||
| Interpersonal Communication SS (3) | ||
| Motivation and Emotion (3) | ||
| Personality Theory (3) | ||
SOC 1010 | (3) | |
| Social Psychology (3) | ||
| Sociology of Aging GI (3) | ||
| Social Change (3) | ||
| Foundations of Computer Science (3) | ||
| Fundamentals of Programming (3) | ||
| Marriage and Relationship Skills SS (3) | ||
| Human Development Life Span SS (3) | ||
| Contemporary Family Relations SS GI (3) | ||
| Ethics for Family Interventions WE (3) | ||
| Adult Development and Aging (3) | ||
| Public Speaking HH (3) | ||
| Introduction to Communication SS GI (3) | ||
| Introduction to Mass Communication HH (3) | ||
| Introduction to Gender and Communication GI (3) | ||
| Small Group Communication and Decision Making (3) | ||
| Fundamentals of Mediation and Negotiation (3) | ||
| Communication and Conflict (3) | ||
Graduation Requirements
- Completion of a minimum of 120 semester credits required in the BS degree; at least 40 credit hours must be upper-division courses.
- Overall grade point average 2.0 or above with a minimum of 2.5 GPA in all Woodbury School of Business courses. No grade lower than a "C-" in core and specialization courses.
- Residency hours: Minimum of 30 credit hours of business courses through course attendance at UVU, with at least 10 hours earned in the last 45 hours.
- Completion of GE and specified departmental requirements. Students are responsible for completing all prerequisite courses.
- Successful completion of at least one Global/Intercultural course.
- Successful completion of at least two Writing Enriched courses.
NOTE: Students will be limited to 9 hours of upper-division credit until matriculation into Woodbury School is completed.
Graduation Plan
This graduation plan is a sample plan and is intended to be a guide. Your specific plan may differ based on your Math and English placement and/or transfer credits applied. You are encouraged to meet with an advisor and set up an individualized graduation plan in Wolverine Track.
| First Year | ||
|---|---|---|
| Semester 1 | Credit Hours | |
| ENGL 1010 or ENGH 1005 | Introduction to Academic Writing CC or Literacies and Composition Across Contexts CC | 3 |
| MATH 1050 | College Algebra QL or College Algebra with Preliminaries QL or College Algebra for Business QL | 3 |
| Physical Science | 3 | |
| HLTH 1100 or EXSC 1097 | Personal Health and Wellness TE or Fitness for Life TE | 2 |
| American Institution | 3 | |
| Credit Hours | 14 | |
| Semester 2 | ||
| ENGL 2010 | Intermediate Academic Writing CC | 3 |
| MGMT 2240 | Business Quantitative Analysis | 3 |
| ECON 2010 | Principles of Economics I SS | 3 |
| Humanities | 3 | |
| Fine Arts | 3 | |
| Credit Hours | 15 | |
| Second Year | ||
| Semester 3 | ||
| ACC 2110 | Principles of Accounting I | 3 |
| MGMT 2400 | Data Analytics for Business | 3 |
| MGMT 2340 | Business Statistics I | 3 |
| PHIL 2050 | Ethics and Values IH | 3 |
| FIN 3060 | Introduction to the PFP Profession | 3 |
| FIN 483R | Colloquium in PFP Professionalism | 1 |
| Credit Hours | 16 | |
| Semester 4 | ||
| MKTG 3600 | Principles of Marketing | 3 |
| My Educator or IM 2010 or IM 2600* | ||
| FIN 3200 | Financial Counseling | 3 |
| MKTG 220G | Written Business Communication GI WE ** | 3 |
| Biology | 3 | |
| 3rd Science | 3 | |
| *Students will be required to complete My Educator with a score of 80 percent or higher or complete the IM 2010 or 2600 course with a score of 80 percent or higher. Course could count for 2 credit of General Elective. | ||
| Notes: **Complete with a B- grade or higher | ||
| Credit Hours | 15 | |
| Third Year | ||
| Semester 5 | ||
| FIN 3100 | Principles of Finance | 3 |
| FIN Elective (FIN 4200 suggested) | 3 | |
| FIN 4290 | Technological Applications in Personal Financial Planning | 3 |
| MGMT 3000 | Organizational Behavior WE | 3 |
| MGMT 3450 | Operations Management | 3 |
| Credit Hours | 15 | |
| Semester 6 | ||
| FIN 3220 | Risk Management and Insurance | 3 |
| FIN 3400 | Investment Management | 3 |
| FIN 4270 | Wealth Management Seminar | 3 |
| FIN 5210 | Retirement Planning | 3 |
| FIN Elective (FIN 457R suggested) | 3 | |
| Credit Hours | 15 | |
| Fourth Year | ||
| Semester 7 | ||
| ECON 305G | International Economics GI or Survey of International Business GI or Cross Cultural Communications for International Business GI | 3 |
| FIN 481R | Personal Financial Planning Internship | 3 |
| FIN 5260 | Estate Planning Fundamentals | 3 |
| FIN 5300 | Tax Planning for Personal Financial Planners | 3 |
| General Elective (from list) | 3 | |
| Credit Hours | 15 | |
| Semester 8 | ||
| MKTG 2390 | Professional Business Presentations | 3 |
| MGMT 4860 | Business Strategy Formulation and Implementation | 3 |
| General Elective | 3 | |
| FIN Elective (FIN 5700 suggested) | 3 | |
| FIN 5800 | Personal Financial Planning Capstone | 3 |
| Credit Hours | 15 | |
| Total Credit Hours | 120 | |
Program Learning Outcomes
- Apply ethical and fiduciary standards in a financial planning situation.
- Evaluate a client’s financial situation and develop sound financial planning recommendations.
- Calculate present and future values, interest rate, payment and number of payments of a client’s financial goal.
- Analyze a client's investments based on a client's unique financial situation.
- Create a comprehensive written financial plan for a client that is professional and integrates all aspects of their financial situation.
- Present client recommendations in an interactive and professional oral presentation.